While platforms like Hitched and Pinterest give wedding goals. Planning the wedding still gets chills down the spine. Most individuals want their one-time life moment to be special. This very part throws them into the comparison and competition game.

Everyone wants to have a lavish wedding. However, one cannot. Why? It is simply because every person shares different affordability, liabilities and budget. Moreover, some want a low-key and simple wedding, while others love the extravaganza.

You can have your dream wedding without emptying your bank balance.

The blog lists some of the best ways to plan a wedding within budget. Budget helps you make it just about you and your future better half. Let’s check how you can do it!

How do you plan a memorable wedding within the budget?

Planning a wedding is a joyful journey. However, it can be financially overwhelming. A well-structured budget can be a roadmap to your hassle-free wedding. Moreover, one must avoid financial hiccups by analysing the finances before hosting or preparing the wedding. Here is how you can plan a wedding within budget.

1)     Determine your existing financials

It is the very first step in planning the wedding in a budget-friendly way. Analyse the resources like- investments, retirement funds, savings, and income from part-time or full-time employment. It would help you arrive at a ballpark figure.

After that, calculate the round-off figure you would need to ensure the best wedding. Set up different savings accounts only for weddings.

2)     List down the wedding priorities

Wedding involves many preparations, from decorations to booking the venue and planning the best bridal and groom costumes. It is thus important to analyse the most critical aspects of the wedding. It differs according to unique personal choices. For example, write the 3 most important aspects you want your wedding to reflect.

• Do you want the best venue that reveals your taste?
• Do you want to hire a music band?
• Do you want to marry on a specific date?

It will help you stay within the budget and focus on what counts.

3)     Plan how to spend on the wedding

Once you know what you want to have in your wedding, you can start planning your wedding on a budget. Now, it is the biggest deal that you must attend with caution.

Analyse each priority and the amount you must save or need to counter that. Listing the amount to spend on each item and setting helps ensure you never miss on a thing.

For example, you can list out the things in the below-mentioned ways:

• Venue- £7500
• Particular Flower decoration- Orchids- £500-£1500
• Personalised gifts for invitees- £100-£250/ guest
• particular wedding costume by favourite designer- £1000-£2000

In this way, you will get the approximate priority expenses you must meet for the wedding. After that, figure out the miscellaneous expenses like- catering, seating places for guests and accommodations. 

If your budget exceeds unexpectedly, do not worry; it is natural at weddings. If you lack sufficient cash backup right now, check unsecured loans for bad credit scores. It helps you counter time-sensitive needs without bothering others. You can get the money quickly within the respective account. It is the best bridge to counter financial mismanagement on important occasions like weddings.

4)     Draft an estimated guest list

Your guests or invitees play a significant role in determining the total budget. It is because- a higher number of guests means more bills. Here, you can trim the expenses if you want to have a low-key wedding. It would help you include close associations, friends and family. 

Furthermore, consider the time you can dedicate to each guest while deciding on the guest list.

Would you be able to have a one-on-one conversation with each one invited? Or you want to throw a lifetime wedding party for everyone you know.

Alternatively, if your parents will contribute to the financing, they have a say in the matter. Discuss with them and shortlist the invitees.

5)     Bargain and ask for discounts

Do not forget that the wedding is a lavish affair. Thus, if you get an opportunity, bargain. It would help you save good pounds on planning and executing a budget-friendly wedding. Some moments are best to negotiate the price. For example, marrying in the off-season grants you more power to negotiate a better deal.

The person or the wedding planner may agree upon a flexible amount rather than confirming a high one. Moreover, you may find comfortable and affordable accommodations to accommodate your guests without hassle. It is one of the best parts of an off-season wedding.

Here are some other ways to cut the costs of wedding arrangements:

• Check out the learning or experienced photographer with low charges
• Explore the most affordable centrepieces, including draping and backdrops
• Check Picturesque wedding settings with supported bad and accommodations at low prices
• Identify the best offers you can get with cabs
• Explore the best discounts on beauty products and accessories

And more. You can spot different ways to cut costs at weddings. It is just that you need to analyse the expenses first.

6)     Read the wedding arrangement contract carefully

Before you sign any agreement with the venue provider, wedding planner and other wedding hosts, read through the fine lines. Scan through the details like–dates, place, guest expected count you provided, estimated budget/costs, deposit, and additional costs. Everything must be in the contract. It would help you plan the deposit and other things accordingly. Alternatively, if you share any confusion about hidden costs and other things, enquire about it immediately. Also, check the cancellation fee (if any). Wedding is all about unexpected twists and turns. So, there is no harm in exploring cancellation charges.

Apart from that, read through the terms and the flexibility it offers. Can you change a particular setting if you need to? For example, if your contract caters to 50 guests, but the number exceeds 100 on the wedding day, can the company accommodate that? Similarly, some venues have a fixed count of guests. It may prove problematic if the guests are below or exceed the count.

In that case, the expense may increase. However, if you must, pay for additional catering charges using loans for bad credit scores. It would help you avoid changing the venue at the last moment and other mismanagement. Choose the best loan to meet your requirements with the existing credit and financial setup. You can get a wedding loan for a low credit score to finance the catering and accommodation costs.

Bottom line

This is the best way to counter the wedding budget and start the expense the step-wise way.  It would help you cut additional costs and address every requirement without a miss. Most importantly, it is your wedding day. So, be present in the moment and cherish every passing moment with glee. Do not worry if something isn’t perfect or the last-minute glitches. What matters is- YOU on the wedding day. Happy married life!